NK AssociatesAdv. Narinder Kumar
SUCCESSION · Legal Guide

Inheritance of Property in Punjab: Will, Legal Heirs and Mutation (Intkal)

By Advocate Narinder Kumar, NK Associates · Updated October 2026

After the death of a family member, their property has to be transferred to the heirs in government and bank records. How it passes depends on whether there is a will.

If there is a will

If there is no will

For Hindus, Sikhs, Jains and Buddhists, the Hindu Succession Act, 1956 decides who inherits. Class I heirs, such as the widow, sons, daughters and mother, take equal shares.

Daughters have equal rights. Since the 2005 amendment, a daughter is a coparcener in ancestral property just like a son. The Supreme Court confirmed in Vineeta Sharma v. Rakesh Sharma (2020) that this right does not depend on whether the father was alive in 2005.

Mutation (Intkal) after death

Bank deposits, shares and other debts

Where there is a nominee, the bank or company usually pays the nominee. Otherwise, a succession certificate from the civil court may be needed to collect debts and securities of the deceased.

Avoiding disputes

This guide gives general legal information under Indian law as of October 2026. It is not legal advice. Laws, rules and fees change, and every case depends on its own facts, so take advice from an advocate before acting.